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Many AGshave toll free consumer hotlines. Check with your local directory assistance. Need Help?Don't DespairJust because you have a poor credit report doesn't mean you won't be able toget credit. Creditors set their own credit granting standards and not all ofthem look at your credit history the same way. Some may look only at more recentyears to evaluate you for credit, and they may grant credit if your bill payinghistory has improved. It may be worthwhile to contact creditors informally todiscuss their credit standards.
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Credit Repair Organization ActBy law credit repair companies must give you a copy of the "Consumer Credit File Rights Under State and Federal Law" before you sign any contract.